Taking out boat insurance deserves attention. Attention that we are happy to give you as a specialized insurance office in insuring your motor boat, sailing boat, speed boat, speed cruiser or dinghy.
You prefer not to pay too much for the insurance of your boat. But you must be able to rely on everything being properly arranged, especially in a damage's event.
There are two different types of coverage for boat insurance:
1. Third party insurance
The liability insurance is the simplest insurance. You, as a policyholder, are insured for the damage you cause to third parties and for the legal assistance that results from this.
2. Third party + Casco insurance
In addition to the standard third-party liability cover mentioned above, the third-party liability with Casco cover also offers cover for, among other things, own damage and theft. There are three options within this insurance:
Third Party + Casco Base
With this cover, the own damage is insured against total loss and also theft of the vessel and personal belongings.
WA + Casco Extended
This also insures, among other things, theft of accessories, own damage even when it has not been declared total loss and damage incurred during transport over land. Damage caused by natural phenomena is also reimbursed under this cover.
WA + Casco Special
This cover is specifically aimed at vessels of the somewhat higher class, where the own damage to the vessel and theft fall under the international “Institute Yacht Clauses”.
In addition to the standard coverages, there is also the possibility to insure accidents for persons on board.